Wyndham Rewards Earner Business Card: Quick Guide to Wonders and Perks

I always keep the Wyndham Rewards Earner Business Card in my wallet because it gives me 8 points for every $1 spent on gas. I applied for it last year, primarily seeking the automatic Wyndham Diamond status, which I later matched with Caesar’s Diamond for perks on cruises like Carnival and Royal Caribbean. The approval process wasn’t seamless, involving some back-and-forth, but persistence paid off.

For those curious about navigating the twists and turns of credit card applications, I’ve detailed my experience in an article on: Credit Card Reconsideration Guide.

I strongly recommend considering this card. Despite being a business card, it’s accessible to individuals like writers, photographers, or dog walkers. Your profession doesn’t restrict eligibility, and you can enter as a sole proprietor. You don’t need a massive corporation; using your own name and Social Security number is often sufficient. While they might ask for income documents occasionally, it’s a manageable step. Think of yourself as your own employee – whether you’re a solo operation or pursuing a side gig, you can reap the benefits of a business account or credit card.

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Wyndham Rewards Earner Business Card Review

As for the Wyndham Rewards Earner Business Card, it packs several perks for small businesses. Earn 45,000 bonus points within the first 90 days, translating to up to 6 free nights. Accumulate points on purchases, with 8 points per $1 on Wyndham hotels and gas, and 5 points per $1 on marketing, advertising, and utilities. The $95 annual fee brings benefits like a 15,000 bonus points anniversary reward, automatic Diamond level benefits, a Cardmember Booking Discount, and versatile redemption options.

Enjoy additional features such as complimentary employee cards, cell phone protection, Visa SavingsEdge, extended warranty protection, no foreign transaction fees, $0 fraud liability protection, and contactless technology.

Pros:

• As a Wyndham Rewards Earner Cardmember, you get 10% off the points needed for Go Free awards at participating properties and redemption-only destinations when booking through the Wyndham Hotels & Resorts App.
• Get 45,000 bonus points after spending $3,000 in the first 90 days, equivalent to up to 6 free nights at Wyndham properties.
• Earn 8 points per $1 on Wyndham hotels and gas.
• Earn 5 points per $1 on marketing, advertising, and utilities, catering to diverse business spending.
• Enjoy an annual 15,000-point bonus on your card anniversary, equal to up to two free nights at Wyndham properties.
• Instant Wyndham Rewards Diamond membership for perks like suite upgrades and welcome amenities [link to match your status here].
• No Foreign Transaction Fees
• Complimentary employee cards, cell phone protection, Visa SavingsEdge, extended warranty protection, and contactless technology enhance the card’s value.

Cons:

• $95 Annual Fee
• Variable APR: The variable APR ranges from 21.24% to 29.99%
• Brand Restrictions: Designed specifically for Wyndham properties, limiting options for businesses that prefer different hotels or more versatile travel rewards.

Ways to Earn and Use Wyndham Rewards Points

• When you stay at Wyndham Hotels, you’ll earn 10 points per dollar spent or a minimum of 1000 points for each stay.
• The card earns 8 points per dollar spent on hotel and gas purchases.
• Use the Wyndham Rewards shopping portal to earn bonus points on select purchases.
• Earn points for Avis car rentals, up to 100 points per day, with a maximum of 500 points per rental.
• Wyndham Rewards works with companies such as Caesars Rewards, Marathon Gas, and Vacasa to provide a variety of ways to earn and spend points. Check out the latest updates on Wyndham Rewards Vacasa bookings in this article: Not-So-Exciting Changes in Wyndham Rewards Vacasa Bookings.
• If you are in charge of company travel, register on the Wyndham Business website for additional benefits.

In a Nutshell

The Wyndham Rewards Earner Business Card might just be the perfect fit, as it is for me. Take a moment to evaluate your business travel needs, and if it seems like a good match, you may have found your ideal credit card. Here’s an added bonus – it’s not limited to hotels. This card automatically gives you Diamond status, which you can pair with Caesars Casino Diamond status, acting as your gateway pass to the world of casino privileges.

Once you secure Diamond status with Wyndham, doors open to endless possibilities. Extend this status to other cruises, unlocking complimentary or upgraded offers. Your Wyndham status continues, treating you to perks and luxuries for an unparalleled casino experience. While the 95 annual fee and the varying APR may not sound appealing but 15,000 bonus points anniversary reward, automatic Diamond level benefits, a Cardmember Booking Discount, and versatile redemption options outweighs the cons.

Before diving into credit card points, prioritize your financial freedom. Approach card point applications with caution. Maintaining financial well-being should be your primary goal, with point accumulation as a secondary goal. Remember to avoid APR payments in order to protect your financial health. Only those who are certain of their financial discipline should consider credit card options for points.

Disclaimer: This article is neither sponsored nor paid, and I am not affiliated with any of the mentioned programs at the time of writing.