Holiday Cheer: 10% Off on Target Gift Cards up to $50

Intro:

• Enjoy a 10% discount on Target Gift Card purchases up to $500.
• Promotion valid on December 2nd and 3rd.

How It Works:

• Save the offer in Target Circle
• Applicable for in-store, order pickup, same-day delivery, and shipping.
• Limited to one offer per guest for online or in-store Gift Card purchases.
• Multiple Gift Cards allowed up to $500 ($50 maximum discount).
• Faster delivery options through email and text.

Important Stuff to Know:

• Excludes specific Gift Card types (Visa, Mastercard, American Express, others from different retailers).
• Exclusive offer through Target Circle.
• No returns on Target Gift Cards.

Enroll in Target Circle Membership (if not already a member):

• Target Circle is a free loyalty program
• Create an account on Target’s website or app, providing basic information.
• In-store sign-up is also available with an associate’s assistance.
• Membership benefits include 1% back on qualifying purchases, exclusive deals, and personalized offers for up to 50% off.
• Redeem rewards in-store or online for future purchases.

Credit Card Recommendation for Target Gift Card Promotion

If you have the Citi Sears Card and are targeted:

• Go with Citi Sears:
  • Take advantage of the exclusive offer on your Citi Sears Card – for instance, I recently received a targeted offer: spend $600 and receive 7000 Thank You points (See screenshot below).
  • Explore the various targeted offers that the Citi Sears Card frequently provides.

If you don’t have the Citi Sears Card or didn’t get other targeted offers,

• Choose Everyday Spend Card:
  • Opt for a reliable everyday spend card with a good return.
  • Cards like the Citi Double Card (earning 2x points on all purchases) or the Capital One Venture X (known for 2x miles on all spending) are solid options.
  • Use your Discover Credit Card to purchase a Target Gift Card and enjoy a 5% cash back benefit.

Remember: Always consider your finances and exercise caution when using credit cards. Spend within your means, pay off balances comfortably, and avoid unnecessary debt with them. To stay financially healthy and avoid credit card problems, make wise decisions based on your income, expenses, and overall financial goals.

In a Nutshell:

On December 2nd and 3rd, Target is offering a 10% discount on the target gift card purchases of up to $500. Whether you have the Citi Sears Card or prefer everyday spend cards like the Citi Double Card or Capital One Venture X, the key is to maximize your spending while remaining financially conscious.

By becoming a member of Target Circle, you will not only receive this limited-time offer but also ongoing benefits such as 1% back on purchases and exclusive deals. Remember to spend within your means, pay off balances comfortably, and avoid unnecessary debt when using credit. It’s not just about the current offer; it’s about staying on top of your finances.

New to earning miles and points? Read my tips on how to collect them effortlessly [link]. I’ve got a beginner’s guide to credit card points and miles to help you start. If your credit card is declined or pending, don’t stress—it’s not over. Check this [link] for basics on the credit card application process and what to do with a reconsideration line. Explore my list of sweet spots to make the most of your miles and points. Enjoy your points and miles journey!